The Facility Worker Form Policy covers radiation tort claims of workers at nuclear facilities insured by ANI. This is an industry-wide program subject to a single industry aggregate limit.
Coverage applies on a “claims made” basis to claims for bodily injury caused on or after the inception date of the applicable Facility Form Policy, if such claims are first reported to ANI on or after January 1, 1998. A “discovery period” of one year applies in the event coverage is cancelled or terminated.
Liability Policy Features
- Tort claims of workers are specifically excluded under individual Facility Form and S&T policies, except for claims arising out of an “Extraordinary Nuclear Occurrence” as defined. This exclusion eliminates the potential for cumulation of limits under multiple policies.